Cigna Open Access Plus

Cigna manages MPR’s Open Access health plan. With an Open Access Plus (OAP) plan, you have in-network and non-network benefits. Plan participants have nationwide access to participating providers. It is your choice whether to use participating OAP providers. However, if you choose to go to non-network providers, then you will be subject to much higher costs out of your own pocket. The deductibles and coinsurance amounts you pay for in-network and non-network benefits accrue independently.

MPR will not penalize you with non-network charges for serious, life threatening emergency treatment at a non-network hospital. Benefits will be paid at the in-network level as long as your service is considered life threatening. Please seek care for life threatening emergencies at the nearest available facility.


2018/2019 Open Access Plus Plan Benefit resources for municipalities:

2018/2019 Summary of Benefits:

Locate an Open Access Plus Provider: register at or
call Cigna Member Services at 800-Cigna24 (800-244-6224).

Cigna provides benefits and claims processing for MPR Open Access Members.
Call 800-Cigna24 (800-244-6224) for questions regarding your benefits, claims, to order ID cards, or to locate providers. Members can register at to track claims, print a temporary ID card, and obtain access to many valuable resources.