Liability

 

MPR offers both property & liability coverage for its Members in Kansas and Missouri (statutes and sovereign immunity laws differ in Kansas and Missouri).

  • MPR’s Liability Coverage program provides:

  • General Liability

  • Sewer Liability

  • Auto Liability

  • Public Official Liability (claims made)

  • Employment Liability (claims made)

  • Law Enforcement Liability (claims made)

  • Crime

Click here for a description of the Limits of Liability.

After the Member entity has satisfied its own deductible, MPR retains approximately $500,000 of the loss and has ceded the remaining limit to Governmental Entities Mutual and Safety National. Attorney fees are considered part of the loss and are not accounted for outside the limits provided.

*The Limits of Liability shall not be cumulative from year to year*

Risk Management is more than happy to assist with any questions you have regarding liability coverage.